Smart homeowners in California continue turning to the best HELOC lenders online for good reason. American mortgage holders collectively hold roughly $11 trillion in tappable home equity according to ICE Mortgage Technology, and the Golden State accounts for the largest concentration of any state making home equity lines of credit an attractive vehicle for financing home improvements, consolidating high-rate credit card debt, funding education, or acquiring investment property.
Top California HELOC Lenders 2026
| Lender | Starting APR | Max CLTV · Line · Fees | Best For |
|---|---|---|---|
| loanDepot ★ | Contact for current pricing | 85% CLTV · $35K–$350K | California-headquartered with branches across LA, Orange County, San Diego and the Bay Area. The Lifetime Guarantee matters more now that rates are rising — if pricing eases later, your next refinance costs less |
| Figure Lending ★ | Verify current range | 85% of value · $750K max | Funds in about 5 days; loans at or under $400K usually skip the in-home appraisal |
| Navy Federal CU ★ | Rate match guarantee | 95% CLTV ★ · $500K max | Military and DoD employees — highest CLTV on this list plus a 20-year draw period |
| Bank of America ★ | Prime-indexed | 85% CLTV · $1M max | Existing customers wanting jumbo capacity — highest ceiling on this list |
| West Capital Lending ★ | Quoted individually | $400K max | Speed — approval in minutes, funding in as few as 5 days. Direct lender and broker, so a declined file can often be placed elsewhere without reapplying |
| Golden 1 Credit Union ★ | Prime + margin | 80% CLTV · $25K–$500K | Owner-occupied, vacation and investment properties — rare coverage in California |
| Wescom Credit Union ★ | Intro rate, 12 cycles | 90% CLTV | SoCal homeowners wanting a low intro rate plus mid-draw fixed conversion |
| SchoolsFirst FCU ★ | Prime + margin | 80–90% CLTV · $500K+ | California school employees, retirees and family · 70+ branches statewide |
| New American Funding ★ | Contact lender | 85% CLTV · $500K max | Borrowers with higher DTI or lower credit declined elsewhere |
| Aven Financial ★ | Verify current range | 89% LTV · $250K max | Equity access via Visa card · approval in about 15 minutes |
The national average HELOC rate is 7.28% as of September 23, 2026, according to Bankrate’s survey of the nation’s largest home equity lenders — up 17 basis points in a single week, the largest jump of the year. That increase arrived one week after the Federal Reserve raised its benchmark rate a quarter point, moving the target range to 3.75%–4.00% and pushing prime to 7.00%. Fixed home equity loans average 7.42% per Curinos. Verify NMLS numbers at nmlsconsumeraccess.org. Updated September 29, 2026.
The forecast held. July’s FOMC vote was 9–3, with all three dissenters favoring a rate increase — the first time since September 2016 that three policymakers dissented in the same direction. Markets priced two quarter-point hikes before year-end, and the first arrived in September. California borrowers who acted this summer locked in pricing that is no longer available.
California HELOC context. California follows federal HELOC guidelines without additional state-specific borrowing restrictions. But the state’s median home price reached $904,640 in June 2026 per the California Association of Realtors — with Orange County at $1.49 million and San Diego County at $1.085 million — which makes jumbo HELOC capacity essential rather than optional. California’s wildfire insurance situation also means some lenders now require additional documentation, and occasionally proof of bound coverage, on properties in CAL FIRE-designated high-risk zones.
One distinction to watch: “no closing costs” and “no fees” are not the same claim. Several fintech lenders waive third-party closing costs while charging origination or first-draw fees approaching 5%, alongside higher rates.
What Makes the Best HELOC Lenders Special in California?
What Makes the Best HELOC Lenders Special in California?
In California, where property taxes, insurance premiums and wildfire-related coverage costs inflate the total cost of ownership, securing a competitive HELOC means targeting credit unions and fintech lenders that leverage local advantages like no-appraisal HELOC options, automated valuation models, and member rate discounts.
A home equity line of credit functions as revolving credit secured by your home equity, typically allowing draws up to 80–90% combined loan-to-value during a 5- to 10-year draw period, followed by a repayment phase of 10 to 20 years. These variable rates are pegged to the prime rate — now 7.00%, following the Federal Reserve’s quarter-point increase in September 2026 that moved the target range to 3.75%–4.00%. That ends eight months of stability at 6.75%, and it ended in the direction the Fed’s own committee had been signaling since July.
HELOC pricing responded immediately. Bankrate’s national average rose to 7.28% as of September 23, 2026, up 17 basis points in a single week, the largest jump of the year, arriving one week after the Fed’s move. Fixed home equity loans average 7.42% per Curinos. At current pricing, accessing $50,000 in equity costs roughly $304 monthly in interest on a variable line.
The forecast held, and that matters for what comes next. July’s FOMC vote was 9–3, with all three dissenters favoring a rate increase, the first time since September 2016 that three policymakers dissented in the same direction. Markets priced two quarter-point hikes before year-end, and the first arrived in September. A California homeowner weighing a HELOC today is choosing between the current rate and a possibly higher one, not a lower one.
For Californians specifically, high property values create both opportunity and complication. Loan amounts routinely exceed standard lender ceilings, making jumbo-capable lenders essential, Bank of America, for instance, extends home equity lending to $1 million in California. Earthquake insurance requirements, condo project approval standards, and county-level recording fees also vary considerably between Southern California, the Bay Area and the Central Valley.
The RefiGuide published this article highlighting the home equity lenders offering the lowest HELOC rates in California this month, drawn from Forbes Advisor, NerdWallet, and LendEDU comparisons. We’ll also explore four case studies of Golden State homeowners who locked in top deals, plus lists of the top 10 California-headquartered lenders for HELOCs and the top five in Orange County.
The timing argument has changed shape. ICE’s Mortgage Monitor found homeowners tapped equity at the highest first-quarter levels since 2021, with second-lien lending reaching its strongest first-quarter volume in nearly two decades. Roughly 248,000 second-lien borrowers withdrew $25 billion in Q1 2026, and nearly two-thirds of those originations came from homeowners who took first mortgages between 2020 and 2022, borrowers protecting below-market first-lien rates rather than surrendering them to a cash-out refinance. About $11 trillion in tappable equity remains nationally. With the Fed now actively tightening rather than merely signaling, the case for waiting has weakened further. What you’re locking is a margin over prime and the margin is the part you control.
5 Case Studies: California Homeowners Comparing HELOC Lenders
The following are illustrative examples based on typical file structures in California markets. They do not describe actual borrowers. Figures demonstrate how the math works; individual results vary by lender, market, credit profile, and property.
Case 1: Riverside Homeowner Consolidates Credit Card Debt
The borrower. A logistics manager in Riverside, age 41, with a 714 credit score and a home valued at $625,000. His first mortgage carries a $385,000 balance at 5.5%, taken in 2023.
The problem. $52,000 in credit card debt across four accounts, accumulated over two years covering a vehicle repair, a family medical expense, and a period between jobs. Minimum payments totaled roughly $1,430 a month, and the balances hadn’t moved in a year.
| Lender | loanDepot (NMLS #174457) |
|---|---|
| Product | Fixed-rate home equity loan, second lien |
| Home value | $625,000 |
| First mortgage (untouched) | $385,000 at 5.5% |
| Second lien approved | $60,000 |
| Combined LTV | 71% |
| Cards retired | $52,000 |
Why a second lien instead of a cash-out refinance. This was the whole decision. Refinancing would have repriced his entire $385,000 balance from 5.5% to current market — somewhere in the 7.4% to 7.6% range. That’s roughly $500 a month more on money he already had at a better rate, before accounting for the $52,000 he actually needed.
The second lien left the 5.5% first mortgage exactly where it was.
Why fixed rather than a HELOC. He knew the number. A fixed-rate home equity loan gave him a set payment on a set term — no draw period, no repayment-phase jump, and no exposure to prime, which rose to 7.00% in September shortly after he closed.
Why loanDepot. Their Lifetime Guarantee waives lender fees on future refinances, and that feature drove the choice. His plan is to refinance both the first mortgage and the second lien into a single loan when rates ease. With the guarantee, that future transaction costs him less — and on a borrower who fully expects to refinance, a lender who discounts the next loan is offering something concrete rather than promotional.
What changed.
| Before | After | |
|---|---|---|
| Credit card minimums | ~$1,430 | $0 |
| Card utilization | ~88% | 0% |
| First mortgage rate | 5.5% | 5.5% — unchanged |
| Monthly interest on $52,000 at ~21% | ~$910 | — |
| Monthly interest at second-lien pricing | — | ~$325 |
The interest saving runs roughly $585 a month, or about $7,000 a year. Eliminating 88% card utilization also produced a substantial credit score gain within two reporting cycles, since utilization accounts for roughly 30% of a FICO score.
The risk he accepted. He converted unsecured debt into debt secured by his home. Credit card default damages credit; a defaulted second lien can cost the house. He also closed two of the four card accounts and kept two open at zero balances — preserving credit age without preserving temptation. Consolidation only works if the balances stay at zero.
Case 2: Orange County Retiree Adds an ADU
The borrower. A retired engineer in Irvine, age 62, with a $1.2 million mid-century home and a 750 credit score. He wanted $150,000 to build a solar-equipped accessory dwelling unit for rental income.
| Lender | Aven Financial (NMLS #2042345) |
|---|---|
| Max LTV | 89% |
| Rate type | Fixed for life of the line |
| Fee structure | 4.9% first-draw fee |
| Time to fund | Approval in ~15 minutes; funding in as few as 3 days |
Why fixed mattered here. He was funding construction against a fixed pension. A variable rate that reprices upward during a multi-month build creates budget risk a retiree on fixed income can’t absorb. With the Federal Reserve holding five consecutive meetings and three officials now voting for increases, that consideration carries more weight than it did a year ago.
Watch the fee. Aven’s 4.9% first-draw fee on $120,000 is roughly $5,880. That’s real money and should be compared against lenders charging $0 closing costs, even at a slightly higher rate.
Case 3: Central Valley Investor Scales a Portfolio
The borrower. A Fresno realtor, age 39, with commission income that varies month to month. Credit score 690. She owned a $450,000 primary residence and wanted $90,000 for a duplex down payment.
| Lender | Golden 1 Credit Union (NMLS #669333) |
|---|---|
| Max CLTV | 80% |
| Line range | $25,000–$500,000 |
| Rate structure | WSJ Prime + margin; 4% floor, 18% ceiling |
| Notable | Covers owner-occupied, vacation and investment properties |
Why a credit union worked. Variable commission income complicates conventional underwriting. Golden 1 is California-only and one of the few lenders in the state covering all three occupancy types — which matters for an investor who may want a line against the duplex later.
The credit effect. Drawing $90,000 raised her utilization substantially in the near term. Whether that hits her score depends on how the lender reports the account — some classify HELOCs as revolving, others as installment. Assume revolving until confirmed.
The caution. Using a HELOC on a primary residence to buy an investment property puts the home at risk for a business decision. That’s a defensible trade for an experienced investor with reserves; it is not one for a first-time buyer stretching to enter the market.
Case 4: San Diego Family Consolidates Credit Card Debt
The borrower. A San Diego homeowner, age 45, carrying $60,000 across credit cards at roughly 21%. Credit score 680, with about $250,000 in equity.
| Line approved | $70,000 |
|---|---|
| Cards retired | $60,000 |
| Card utilization | Roughly 90% → 0% |
| DTI | 48% → 32% |
| Monthly interest at 21% | ~$1,050 |
| Monthly interest near 7.4% | ~$370 |
The saving is real and calculable. Moving $60,000 from roughly 21% to the low-7s cuts monthly interest by about $680 — roughly $8,100 a year. Eliminating 90% card utilization typically produces a substantial credit score gain within two reporting cycles, since utilization accounts for about 30% of a FICO score.
The risk worth stating plainly. He converted unsecured debt into debt secured by his home. Credit card default damages credit; HELOC default can cost the house. The gain only holds if the cards stay at zero — borrowers who consolidate and then re-accumulate end up worse off, because the equity is gone.
Case 5: Bay Area Educator Funds College Tuition
The borrower. A public school teacher in San Jose, age 48, with roughly $300,000 in equity in a 1980s tract home. Credit score 720, salary $95,000. She needed $80,000 for her daughter’s UC tuition.
| Lender | West Capital Lending (NMLS #1566096) |
|---|---|
| Structure | Fixed rate at origination, redraw feature |
| Line approved | $80,000 |
| Time to fund | Approval in minutes; funding within days |
| Payment structure | Interest-only minimum during draw |
Why this structure fit. Tuition arrives on a predictable schedule, so a fixed rate mattered more than draw flexibility. West Capital’s product funds the full amount at origination at a locked rate — which suits a known expense better than a revolving line whose payment moves with prime.
The comparison she ran. Private student loans for parent borrowers commonly price well above HELOC rates. On $80,000, the spread between a HELOC in the low 7s and a private education loan in the 9s exceeds $1,500 a year in interest.
The tradeoff. Student loans are unsecured. A HELOC is secured by the home — default risks foreclosure rather than collections.
What These Cases Have in Common
Three patterns run through all four:
- The product matched the purpose. Fixed structures for known expenses, revolving lines for staged needs. Rate came second.
- Credit preparation happened before shopping, not after. Every borrower entered with a score at or above 680.
- California-specific factors shaped the choice — high property values requiring jumbo capacity, credit union membership advantages, and occupancy flexibility that varies more here than in most states.
For borrowers whose credit falls below these ranges, see our guide to home equity loans with bad credit.
Top 5 Orange County Mortgage Companies Offering the Lowest HELOC Rates
Orange County has a legitimate claim to being the mortgage capital of the country.
Irvine, Costa Mesa and Santa Ana have incubated an outsized share of the nation’s largest lenders for four decades, and that concentration still produces unusually competitive home equity pricing for local homeowners.
The county’s affluence sharpens the effect. Orange County’s median existing single-family home price reached $1.49 million in June 2026 according to the California Association of Realtors, up from $1.47 million a year earlier and roughly 65% above the $904,640 statewide median.
Equity positions that large push most OC borrowers into jumbo HELOC territory, where lender selection matters far more than it does at $200,000.
Against a national HELOC average of 7.28% as of September 23, 2026 — up 17 basis points in a single week, the largest jump of the year — and with prime now at 7.00% following the Federal Reserve’s September increase, here are five Orange County-based lenders worth pricing:
loanDepot (Irvine) — Second-lien financing from $35,000 to $350,000 at 85% CLTV, with a 0.25% autopay discount and fast closings. Branch access across LA, Orange County, San Diego and the Bay Area. Their Lifetime Guarantee waives lender fees on future refinances — worth real money if you expect to refinance when pricing eventually eases. Request current pricing; September rates have moved.
SchoolsFirst Federal Credit Union (Tustin) — The nation’s largest credit union serving educators, offering HELOCs with lines to $500,000 and 70+ California branches. Membership limited to school employees, retirees and their families. Prime-indexed, so pricing moved with September’s increase; request a current quote.
California Credit Union (Anaheim branch) — Member-owned, priced at a margin over prime, with strong affordability ratings and no-cost options on qualifying lines.
Eagle Community Credit Union (Lake Forest) — Orange County-focused with local underwriting and rate-match consideration. Membership open to residents of Orange, Los Angeles, Riverside and San Bernardino counties.
West Capital Lending (Irvine) — Non-QM and jumbo specialist (NMLS #1566096) serving investors and self-employed borrowers. Quotes individually rather than publishing rates, so get terms in writing. Operates as both direct lender and broker across 47 states, which means a declined file can often be placed elsewhere without reapplying.
Local lenders frequently price 25 to 50 basis points inside statewide averages, largely because they underwrite Orange County collateral daily and price the risk more accurately than national desks.
Summary of California’s HELOC Landscape in 2026
California enters the fourth quarter with the rate environment reversed. After eight months at 6.75%, the Federal Reserve raised its benchmark a quarter point in September 2026, moving the target range to 3.75%–4.00% and lifting prime to 7.00%.
The signal was there in July. That meeting’s vote was 9–3, with all three dissenters favoring an increase — the first time since September 2016 that three policymakers dissented in the same direction. Markets priced two quarter-point hikes before year-end, and the first one arrived.
Bankrate’s national HELOC average now stands at 7.28% as of September 23, having posted its largest single-week increase of the year — 17 basis points — one week after the Fed’s move. Fixed home equity loans average 7.42% per Curinos. The spread between advertised introductory pricing and fully indexed rates remains unusually wide, which means reading the post-intro terms matters more than the headline number.
Fintech lenders continue to lead on speed and structure, though both Figure and Aven carry origination or first-draw fees near 5% that offset part of any rate advantage. Among California-headquartered lenders, Golden 1 covers owner-occupied, vacation and investment properties statewide at 80% CLTV on lines from $25,000 to $500,000 — rare coverage in this market — while Orange County institutions like SchoolsFirst pair no-fee structures with branch access.
Nationally, homeowners hold roughly $11 trillion in tappable equity, with California representing the largest state share. Q1 2026 saw the strongest first-quarter second-lien volume in nearly two decades, as borrowers holding 2020–2022 first mortgages chose to add a second lien rather than surrender their below-market rate to a cash-out refinance.
With the Fed now actively tightening rather than signaling, waiting for a materially better HELOC rate means betting against a move already underway. Compare offers across at least three lenders, weigh total cost rather than the advertised APR, and consult a licensed advisor before deploying equity.
Why HELOCs Are So Popular in California in 2026
1. Substantial equity positions. California’s home values mean many owners hold enough equity to borrow meaningfully. The statewide median reached $904,640 in June 2026 per the California Association of Realtors, with Orange County at $1.49 million and San Diego County at $1.085 million.
2. Draw what you need, when you need it. A HELOC gives revolving access rather than a lump sum, and you pay interest only on the drawn balance — well suited to phased renovations or uncertain costs.
3. Far cheaper than unsecured credit. HELOCs average 7.28% nationally as of September 23, 2026, against credit cards at 19% to 22%. On a $50,000 balance, that spread is roughly $500 a month in interest — about $6,000 a year. Even after September’s rate increase, the gap between secured and unsecured borrowing remains the strongest argument for a HELOC.
4. Interest may be deductible — but the rule is narrow. Deductibility applies only when proceeds buy, build, or substantially improve the home securing the loan, subject to the $750,000 combined debt cap. The Tax Cuts and Jobs Act eliminated it for other uses, and the One Big Beautiful Bill Act made that restriction permanent in July 2025. Debt consolidation, tuition, and investment purchases do not qualify. Consult a tax professional.
5. It preserves your first mortgage rate — and that matters more now. Roughly half of mortgaged homeowners still hold a first mortgage below 4%. A HELOC accesses equity without repricing that balance. With 30-year refinance rates now running 7.43% to 7.65%, a cash-out refinance would reprice your entire mortgage at more than double what many Californians currently pay. The gap between protecting a 3.5% first mortgage and surrendering it has widened substantially since summer.
California HELOC Factors That Differ from National Averages
Wildfire insurance documentation. Some California lenders — particularly smaller banks and non-specialized national desks — have tightened HELOC approvals in high fire risk ZIP codes designated Tier 2 and Tier 3 by CAL FIRE. Credit unions that underwrite locally and hold their own loans, including Golden 1 and Wescom, tend to be more accommodating than national banks applying uniform standards. Confirm with each lender whether your ZIP code triggers additional documentation before applying — and in some cases, proof of bound coverage.
Jumbo capacity. At a $904,640 statewide median and $1.49 million in Orange County, standard $250,000–$400,000 HELOC caps may not reach meaningful equity on higher-value properties. Bank of America extends to $1,000,000, while Navy Federal reaches $500,000 at 95% CLTV — the highest CLTV on this list. Bay Area, LA, and Orange County borrowers should confirm the maximum credit line before applying, not after.
Credit union membership. Golden 1 is open to all Californians. Wescom serves Southern and Central California residents. SchoolsFirst is limited to California school employees, retirees, and their families. Navy Federal is limited to military members, veterans, DoD employees, and their families. BluPeak covers Alameda, Sacramento, San Diego, Santa Clara, and Yolo counties plus California state employees.
Comparing lenders, understanding total cost rather than the advertised APR, and matching the product to a defined purpose is what separates a strategic HELOC from an expensive one.
FAQs for California HELOC Lenders:
Can you get a HELOC in California if your home is in a wildfire risk zone?
Yes, though underwriting is tighter. Lenders typically require proof of bound hazard coverage before funding in CAL FIRE Tier 2 and Tier 3 zones, and some national banks decline these ZIP codes outright under uniform national underwriting standards. California credit unions that portfolio their own loans — Golden 1 and Wescom among them — generally show more flexibility. If your carrier non-renewed you and you now hold a FAIR Plan policy paired with a difference-in-conditions wrapper, expect to document both. Confirm ZIP-code requirements with each lender before applying rather than after.
What is the maximum HELOC amount you can get in California?
Ceilings vary widely. Bank of America extends HELOCs to $1 million, and U.S. Bank also lends up to $1 million in California — its highest limit in any state. Golden 1 and Navy Federal each cap at $500,000, while fintech lenders stop between $250,000 and $750,000. Your actual line depends on combined loan-to-value, not the ceiling. At 80% CLTV on a $1.49 million Orange County home carrying a $600,000 first mortgage, roughly $592,000 would be available. Review how much equity you need before applying.
Can you use a HELOC to build an ADU in California?
Yes, and it’s among the most common uses statewide since California streamlined accessory dwelling unit permitting. A HELOC fits ADU construction well because you draw in stages as contractors invoice, paying interest only on funds actually used rather than carrying a full lump sum from day one. Lenders underwrite against current appraised value, not projected post-construction value, so your existing equity cushion determines feasibility. Budget separately for permits, utility connections and impact fees, which vary sharply by city. See our second mortgage for home remodeling guide.
Is HELOC interest tax deductible for California homeowners?
Federal and state rules diverge here, which surprises many Californians. Federally, interest is deductible only when proceeds buy, build or substantially improve the home securing the loan, on combined mortgage balances up to $750,000. California has not conformed to that 2017 federal change, so for state returns the earlier rules generally still apply, permitting interest on home equity debt up to $100,000 regardless of how proceeds were used. Eligibility depends on your complete return, so confirm treatment with a California-licensed CPA before assuming a deduction. Always speak with a licensed tax advisor and very with the IRS.
Do California HELOC lenders require a full appraisal on high-value homes?
Often, yes. Automated valuation models perform well on tract housing but lose accuracy on the custom coastal and hillside properties common across California. Figure waives the in-home appraisal on most loans at or below $400,000, while jumbo requests above roughly $500,000 usually trigger a full interior appraisal costing $600 to $900 and adding one to two weeks. Ocean-view lots, architecturally unique homes and properties with thin comparable sales almost always require one. Factor that into your HELOC approval timeline.
Disclosures: RefiGuide.org is an advertising marketplace, not a licensed mortgage lender. Loans are matched with participating NMLS-licensed institutions.
NMLS numbers: Figure Lending LLC (#1717824); Aven Financial, Inc. (#2042345); Golden 1 Credit Union (#669333); Wescom Credit Union (#999430); Bank of America (#399802); Navy Federal Credit Union (#399807); loanDepot, LLC (#174457); New American Funding, LLC (#6606); West Capital Lending (#1566096, CA DRE #02022356); SchoolsFirst Federal Credit Union (#403009). Verify all NMLS registrations independently at nmlsconsumeraccess.org before applying.
Rate data: National average HELOC rate of 7.43% per Bankrate’s national survey of the largest home equity lenders, July 22, 2026 — unchanged for three consecutive weeks and based on a $30,000 line at 700 FICO and 80% CLTV. Strong-credit pricing of 7.23% per Curinos, July 2026.
Federal Reserve: Prime rate 6.75%, in effect since December 2025. The Federal Reserve held its benchmark at 3.50%–3.75% for a fifth consecutive meeting on July 29, 2026, on a 9–3 vote in which all three dissenters favored a rate increase.
California data: Statewide median existing single-family home price of $904,640, June 2026, per the California Association of Realtors.
Reviewed by: Bryan Dornan, CA DRE: #01203791 | Fact Checked ✓
Disclosure: RefiGuide.org is an advertising marketplace, not a licensed mortgage lender or broker in the State of California. CA HELOCs are matched with participating NMLS-licensed institutions. All rates and terms are subject to change. Verify current rates, terms, and eligibility directly with each lender before applying.
About Bryan Dornan
Bryan Dornan is a financial journalist and mortgage industry veteran with nearly 30 years of experience as a lender, loan officer, mortgage broker, and chief marketing officer. He currently serves as Chief Editor of RefiGuide.org, where he has built one of the most trusted mortgage education platforms in the United States. Bryan has founded multiple mortgage and digital marketing companies throughout his career and remains focused on helping homeowners leverage home equity wisely while making affordable homeownership accessible to everyday Americans. He is a licensed California Real Estate Broker DRE: #01203791. and writes for RealtyTimes, Patch, Buzzfeed, Medium and other national publications. Find him on Twitter, Muckrack, and Linkedin
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